Buying the right house in Greenville, SC.
The Bedoya Team represents home buyers in Greenville, South Carolina and across the Upstate. Four licensed agents at Real Broker, LLC, led by Carlos Bedoya, take you from the first conversation through pre-approval, touring, the offer and the closing table. Our fee is agreed in writing before you tour. Tell us your timing and a licensed agent replies within one business day.
The buying process in Greenville, in four steps.
Buying a home in Greenville follows the same four steps every time: a conversation, a real pre-approval, touring with intent, then the offer through closing. You will always know which step you are on. Most buyers close within 30 to 90 days of our first conversation, and out-of-state buyers often start 60 to 180 days out. In 2026 our buyers have negotiated an average of $9,217.50 in seller concessions per transaction.
First-time buyer assistance programs in South Carolina.
South Carolina runs down payment assistance and low-down-payment loan programs that most first-time buyers never hear about. We walk through which ones you may qualify for before you talk to any lender, because the answer changes what you can afford and where you can look. We are not a lender and we do not decide eligibility. We tell you what to ask and who to ask.
Down payment assistance
Forgivable second mortgages and grants for qualified first-time buyers. Income limits are higher than most people assume.
Low and zero-down loans
3.5% down with FHA, 0% with VA for service members, and 0% with USDA across much of the county outside city limits. We show you which applies.
Less cash at the table
Negotiating closing-cost credits is still common in Greenville. We ask for them in writing alongside the price.
What a lender looks at when you apply for a mortgage.
A mortgage approval turns on five things: credit score, debt-to-income ratio, down payment, employment history and reserves. Every lender is different and guidelines move, but these are the thresholds most Upstate buyers are measured against. The Bedoya Team does not originate loans, so we introduce you to two or three lenders and compare what each one sends back.
The Bedoya Team is a real estate brokerage team, not a mortgage lender, and does not originate loans. Figures are general guidelines, vary by lender and program, and are subject to credit approval.
New construction in the Upstate, with your own agent at the table.
The agent sitting in a builder's model home works for the builder. We represent you at that table instead, and in nearly every Upstate community the builder pays our fee. Bring us in before you register or sign anything at a model home, and we go with you to that first appointment.
Start with a conversation about buying in Greenville.
Tell us your timing, your budget and the areas you are considering, from Greenville and Simpsonville to Travelers Rest and Easley. A licensed agent on the Bedoya Team, not an assistant, replies personally within one business day. You can also call the office at (864) 800-1988.
Or search homes firstGuides to the nine markets the team covers.
Each one is written for people deciding between them: what the housing stock is, how far it is from downtown Greenville, and what the commute looks like.